So, you’ve decided to invest in your smile with some top-of-the-line porcelain veneers in Bend. Great choice! Now you need to figure out how you’re going to finance this glamourous upgrade. It’s more than just a pretty penny. In this article, we’ll go over some of the best options for financing your porcelain veneers in Bend.
Is ___ Porcelain Veneers Worth It?
First thing’s first. Porcelain veneers are a dental improvement treatment that can work wonders for your smile. They offer a durable and natural look that can dramatically enhance your smile. They can also be used to correct an uneven or worn-down tooth surface, and they’re a nice solution for chipping, cracking, or damaged teeth. Their durability is hard to beat, too. A set that’s well cared for can last for years.
Of course, the benefits come with a higher price tag than most dental improvement solutions. With porcelain veneers, you get what you pay for. Make sure to look into the quality and effort of the dentist that offers the service. Consider the office fees and location (which can differ from one dentist to another) to make sure that you understand the full costs. A single veneer can cost between $800 and $2,500. A full set can easily reach $30,000. Typically, the price includes consultations, fittings, and any other post-treatment appointments needed.
Best Financing Options for Porcelain Veneers in Bend
It’s important to remember that the benefits of porcelain veneers go beyond just having a nice smile. You are also embracing increased confidence and a greater sense of well-being. When it comes to financing the treatment, you have a couple of choices to consider.
CareCredit (or similar medical credit program)
CareCredit is one of the most common financing options for dental work in the U.S. and just about every dentist in Bend can accept it. It’s a medical credit card that functions similarly to a regular credit card. It’s particularly nice if your dentist’s office accepts it, since they are usually able to extend interest-free payment plans and higher credit amounts.
If you’re looking to solve multiple dental problems at the same time (such as an implant in addition to the veneers), using a medical credit card can make some handy financing solutions. Some offices even offer early credit promotions, where you can take care of your veneers over the course of 6, 12, or 18 months without paying interest.
Savings or An Emergency Fund
Not all of us are lucky enough to have a good-sized emergency fund to take care of our dental needs. However, financial advisors generally suggest having an emergency savings account of at least 3 to 6 months’ expenses. If you have saved up for unexpected expenses, perhaps you can dip into that fund to take care of your smile.
Remember, though, this is only a good option if you are going to be able pay for your monthly expenses with the remaining fund. If you’re short on funds already, it might make sense to consider taking out a medical credit card to make sure your financial situation can handle the new financial burden.
Loan Options
Not always the most appealing option, but there are some loan options out there that can help you finance your porcelain veneers in Bend. There are online personal loan providers that have fairly low interest rates and can give you added flexibility in terms of repayment terms. Some of the ones to consider include Prosper and Lending Club. The key is to make sure the loan doesn’t put a significant dent in your financial situation, and that the interest rate is affordable.
Regret Not Financing Your Veneers?
It’s never too late to look into the options. You may have passed up financing because you believed that you couldn’t afford it, but it might be time to take another look. Some offices in Bend may be able to help you with more affordable solutions or offer patient financing plans. Don’t let finances hold you back from achieving a beautiful smile.
Final Thoughts
A good smile isn’t a luxury. It’s an investment in your confidence and self-image. Financing your porcelain veneers at a reputable Bend dentist’s office is a step towards a better future. Consult with your dentist to review your variety of options and find the best route to financing the care you need.
Are you ready to have dazzling smile fit for the beautiful surroundings of Bend? Stop by the Veneers Portland office for more information and a consultation.